Samarth Singal’s Blog

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Lil’ Wayne-Best Rapper Alive!!!!!!!!!

He came, he saw, he conquered!!!!!!!

This is probably the best description for rapper Lil’ Wayne whose most recent album Tha Carter III sold over a billion copies in 2008 by far outselling sales of Viva La Vida by Codeplay which was expected to storm the charts.

The wordplay and snazzy nature of his lyrics grabbed all the eyeballs. Lollipop made a sensation and Got Money was 2 gud. With A millie being one of the best solo rap performance ive ever heard(and trust me ive heard a lot)Wayne won a well deserved 8 grammy nominations.

Its no surprise then that he was easily able to de-throne kanYe West from the top of the pyramid with kanYe having gone ripe with the not close too competition love songs. kanYe himself accepted his defeat at the American Music Awards by giving his award to Lil’ Wayne on stage , its clear that the numero uno spot is no more up for grabs.

And with a new album commin out(Tha Carter III-The Leak or Tha Carter IV, whichever comes earlier)lets all keep our fingers crossed that he grabs at the least 3-4 grammies and that his new album is fanatstic like tha previous one!

Heres wishin lil’wayne a great year ahead!Piece Out!!!!!

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January 15, 2009 Posted by | Uncategorized | , , , , , , , , , , , , | Leave a comment

Major debt on your credit card?Here is the perfect solution!

Well in these dire times of financial crisis , it only seemed appropriate that my first *REAL* post be about how to manage your credit card debt i  2009. “Credit Card Debt” has become the doomsday word for many Americans . well here’s a complete credit card bill pay-off scheme thanks to the courtesy of Dr.Suze Orman who recently came on Oprah . So if you missed the show or forgot to jot it down here is the complete plan.

Play Your Cards Right

Thanks to recent congressional pressure, some credit card issuers have become a little more consumer-friendly. Citigroup, the world’s largest card company, has quit using “universal default,” which permitted it to raise users’ interest rates even if they slipped up on payments to other creditors. Chase has decided to stop using “two-cycle billing,” a practice that enabled the company to charge interest even for periods in which cardholders didn’t carry a balance. But don’t think for a minute that creditors have become altruistic. They can still make plenty of money off your account if you aren’t paying attention. Here’s how a little effort can help:

Request a lower interest rate. If you’ve been a reliable client with a solid credit profile, there’s no reason to settle for a card with a rate of 15 percent or more. Call customer service and be polite but firm: “Given my strong credit history and the fact that I pay my bills on time, I think the interest rate on my card should be reduced to 8 percent. If you can’t do that, I intend to take my business to a lower-rate card and cancel this account.” (You can shop for a better deal at Bankrate.com, but don’t actually cancel the card. It’s best to get the balance down to zero by transferring it to a new card or paying it off. Then don’t use the card again.)

Pay on time. According to a study by the Government Accountability Office, 35 percent of cardholders paid at least one late fee in 2005 and the average cost was $34, compared with $13 a decade earlier. This is too expensive a slipup to make. Even if you can’t cover the bill in full, send in the minimum payment by the due date.

Eliminate your highest-rate balance first. To deal with multiple credit card balances, always pay the minimum due on each, and add more than the minimum onto the one with the highest interest rate. Concentrate on getting rid of the debt on that card, then move on to the card with the next highest interest rate, and so on, until you’re in the clear.

Follow these 3 golden steps and you’ll be out of credit debt i no time!

January 15, 2009 Posted by | Uncategorized | , , , , , , , | Leave a comment

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January 15, 2009 Posted by | Uncategorized | 1 Comment